Affordable Housing Schemes in Malaysia: A Review of Systematic Gaps
DOI:
https://doi.org/10.11113/intrest.v19n2.417Keywords:
Affordable housing, Systematic gaps, B40, M40, Housing policyAbstract
Affordable housing is critical for Malaysia’s low-and-middle-income populations which is B40 and M40 groups who constitute the majority. However, persistent systematic gaps where fundamental flaws within policy, governance and delivery frameworks undermine the effectiveness of current affordable housing schemes. This aim of study is to analyse the systematic gaps within the affordable housing schemes in Malaysia that impacting the target income groups. This study identifies and analyses these gaps through a content analysis of relevant statutes, regulations, academic literature based on journals, articles and electronic resources. The systematic gaps identified include delays in-house delivery system, insufficient supply and demand, rising prices of affordable housing, mismatch between affordable housing types and buyers’ preferences and poor maintenance and mismanagement. These critical findings reveal how systematic weaknesses hinder scheme objectives. The analysis concludes that addressing these gaps requires streamlined governance with clear accountability, enhances enforcement against speculation, targeted interventions for specific income groups and robust management frameworks. The implementation of these measures is essential to achieve accessible, quality and sustainable housing for all eligible Malaysians.
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