An Evaluation of Financing Urban Land Administration Reforms in Africa: Comparative Insights and Policy Pathways for DFIs

Authors

  • Ibrahim Egunleti Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria
  • Dr. Ige Victor Olutope Estate Management Department Federal University of Technology, Akure, Nigeria
  • Mr. Taiwo Olusola Adeola Rufus Giwa Polytechnic, Owo, Ondo State, Nigeria

DOI:

https://doi.org/10.11113/intrest.v20n1.451

Keywords:

Urban land administration, Development Finance Institutions, Financing models, Policy frameworks, Nigeria

Abstract

Transitioning to effective urban land administration is a key challenge in Sub-Saharan Africa, where weak governance and land administration institutions, land insecurity, and land governance fragmentation are a barrier to economic development. Evidence of how the financing models and enabling policy conditions between DFIs and conventional financial institutions differ is still limited, and strategic potential to catalyse reform is not yet fully realised. This paper evaluates how DFIs fund and facilitate urban land administration reforms across four African countries - Nigeria, Cameroon, Ethiopia, and Rwanda. A comparative multiple-case study approach with documentary analysis and a structured expert survey of 12 practitioners in Southwest Nigeria was used to analyze data, which were then thematically coded in NVivo 14 based on three dimensions: financing structures, DFI roles and policy frameworks. The results show that public budgets and concessional loans are by far the most prevalent financing instruments, whereas blended finance, PPPs, and land value capture instruments are hardly used. DFIs are mostly involved in technical assistance, policy dialogue and capacity building, and have almost no gender equity provisions in place, except in Rwanda. The following is identified as pre-conditions for the effective engagement of DFI: legal harmonisation, tenure integration and enhanced institutional mandates. The paper offers comparative policy approaches on how to diversify finance, how to coordinate institutions, and how to integrate gender-sensitivities in the DFI-supported land reform in Africa.

Author Biography

Dr. Ige Victor Olutope , Estate Management Department Federal University of Technology, Akure, Nigeria

Senior Lecturer

Department of Estate Management

Federal University of Technology, Akure,

Nigeria

References

Agunbiade, M. E., Rajabifard, A., & Bennett, R. (2016). What scope for integrating land management policies, land administration processes and data infrastructures for housing production in Nigeria? Journal of Housing and the Built Environment, 31(1), 51–68. https://www.jstor.org/stable/43907367

African Development Bank. (2022). Annual report 2022. African Development Bank Group. https://afdb.africa- newsroom.com/press/african-development-bank-group-annual-report-2022-bank-group-demonstrates- strong-performance-and-commitment-to-african-countries?lang=en

Baker, J. L. (Ed.). (2012). Climate change, disaster risk, and the urban poor: Cities building resilience for a changing world. Washington, DC: World Bank. https://doi.org/10.1596/978-0-8213-8845-7

Byamugisha, F. F. K. (2013). Securing Africa’s land for shared prosperity: A program to scale up reforms and investments. World Bank Publications. https://openknowledge.worldbank.org/handle/10986/13837

Creswell, J. W. (2014). Research design: Qualitative, quantitative, and mixed methods approaches (4th ed.). SAGE Publications.

Creswell, J. W., & Plano Clark, V. L. (2018). Designing and conducting mixed methods research (3rd ed.). SAGE Publications.

Deininger, K., Ali, D. A., & Duponchel, M. World Development, 99, 377–389. https://openknowledge.worldbank.org/bitstream/10986/29252/1/j.worlddev.2017.05.0 16.pdf

Deininger, K., Selod, H., & Burns, A. (2017b). The Land Governance Assessment Framework: Identifying and Monitoring Good Practice in the Land Sector. World Bank Publications. https://documents1.worldbank.org/curated/en/862461468327558327/pdf/657430PUB 0EPI1065724B09780821387580.pdf

De Soto, H. (2000). The mystery of capital: Why capitalism triumphs in the West and fails everywhere else. Basic Books. https://archive.org/details/mysteryofcapital00hern

Dewulf, A., Meijerink, S., & Runhaar, H. (2015). Editorial: The governance of adaptation to climate change as a multi-level, multi-sector and multi-actor challenge: a European comparative perspective. Journal of Water and Climate Change, 6, 1-8. http://doi.org/10.2166/WCC.2014.000

Enemark, S., Bell, K., Lemmen, C., & McLaren, R. (2014). Building fit-for-purpose land administration systems. In Engaging the challenges, enhancing the relevance: Proceedings of XXV FIG Congress, 16-21 June 2014, Kuala Lumpur, Malaysia Article 7210 (Proceedings FIG Congress; Vol. 2014. International Federation of Surveyors (FIG). https://www.fig.net/resources/proceedings/fig_proceedings/fig2014/techprog. htm

Enemark, S., McLaren, R., & Lemmen, C. H. J. (2016). Fit-for-purpose land administration: Guiding principles for country implementation. United Nations Human Settlements Programme (UN-Habitat). https://unhabitat.org/sites/default/files/download- manager-files/Fit-For-Purpose%20Land%20Administration.pdf

Enemark, S., McLaren, R., & Lemmen, C. (2021). Fit-for-purpose land administration: Providing secure land

rights at scale (Vols. 1 & 2). Global Land Tool Network (GLTN), UN-Habitat.

https://gltn.net/publications/fit-purpose-land-administration-providing-secure-land-rights-scale

Federal Ministry of Information and National Orientation. (2025, March 20). FG partners World Bank on land reforms, administration challenges. https://fmino.gov.ng/fg-partners- world-bank-on-land-reforms- administration- challenges

Hovy, P. (2015). Risk Allocation in Public-Private Partnerships: Maximising Value for Money. IMG Rebel. Published as a discussion paper by the International Institute for Sustainable Development (IISD). https://www.iisd.org/system/files/publications/risk-allocation-ppp- maximizing- value-for-money- discussion-paper.pdf

International Finance Corporation (IFC). (2019). DFI Working Group on Blended Concessional Finance for Private Sector Projects: Joint Report. IFC. https://www.ifc.org/content/dam/ifc/doc/mgrt/dfi-blended- concessional-finance-working-group-joint-report-october-2019-v13-report.pdf

Kariuki, R. W., Munishi, L. K., Courtney-Mustaphi, C. J., Capitani, C., Shoemaker, A., Lane, P. J., & Marchant, R. (2021). Integrating stakeholders’ perspectives and spatial modelling to develop scenarios of future land use and land cover change in northern Tanzania. PLOS ONE, 16(2), e0245516. https://doi.org/10.1371/journal.pone.0245516

Lemmen, C. (2012). A domain model for land administration. PhD Thesis - Research UT, graduation UT, University of Twente. University of Twente, Faculty of Geo-Information Science and Earth Observation (ITC). https://doi.org/10.3990/1.9789077029312

Léon, F. (2025). Development Finance Institutions in Developing Countries: A Literature Review. FERDI Working Paper No. 350. https://ferdi.fr/dl/df-PEB2xSVyKUWpAMYzK9ctySHE/ferdi-wp350-development-finance- institutions-in-developing-countries-a.pdf

Mills, C., Firth, L., & Cairns, B. (2024). Time to end the dominance of short-term grants: The evidence for multi-year funding. Institute for Voluntary Action Research (IVAR). https://www.ivar.org.uk/wp- content/uploads/2024/02/Time-to-end-the-dominance-of-short-term-grants-the-evidence-for-multi-year- funding-February-2024.pdf

MSME Africa. (2024, September 12). Nigeria partners with the World Bank to resolve land registration issues and unlock $300bn in capital. https://msmeafricaonline.com/nigeria-partners-with-world-bank-to-resolve-land- registration--and-unlock-300bn-in-capital

Ndugwa, R. P., & Omusula, C. K. (2025). Institutional frameworks, policies, and land data: Insights from monitoring land governance and tenure security in the context of sustainable development goals in Kenya, Rwanda, Uganda, and Zambia. Land, 14(5), Article 960. https://www.mdpi.com/2073-445X/14/5/960

OECD. (2023). Blended finance and development: Mobilising private capital for sustainable development. OECD Publishing. https://www.oecd.org/en/topics/sub-issues/leveraging-private-finance-for-development/blended- finance.html

Olusola, B. (2024). Nigeria partners with the World Bank to resolve land registration issues and unlock $300bn in capital. MSME Africa. MSME Africa article. https://msmeafricaonline.com/nigeria-partners-with-world-bank- to-resolve-land- registration-issues-and-unlock-300bn-in-capital/

Patton, M. Q. (2002). Qualitative research and evaluation methods (3rd ed.). SAGE Publications.

Schrotter, G., & Hürzeler, Christian. (2020). The Digital Twin of the City of Zurich for Urban Planning. PFG – Journal of Photogrammetry, Remote Sensing and Geoinformation Science, 88, 99-112.

http://doi.org/10.1007/s41064-020-00092-2

Shekarau, J. A., & Aliyu, M. A. (2020). Effectiveness of the geographical information system on land administration in Kaduna Geographic Information Service (KADGIS). Cambridge Journal of Environmental and City Management, 17(4), 112–128.

https://www.cambridgenigeriapub.com/wp-content/uploads/2020/06/CJECM_Vol17_No4-12.pdf

Smolka, M. O. (2013). Implementing value capture in Latin America: Policies and tools for urban development. Lincoln Institute of Land Policy. https://www.lincolninst.edu/publications/policy-focus- reports/implementing-value- capture-in-latin-america

Suzuki, H., Murakami, J., Hong, Y. & Tamayose, B. (2015). Financing transit-oriented development with land values: adapting land value capture in developing countries (English). Urban development series, Washington, DC: World Bank Group. http://documents.worldbank.org/curated/en/468551468165570019

Statista. (2025). Degree of urbanisation worldwide in 2025, by continent. https://www.statista.com/statistics/270860/urbanization-by-continent/

Thornton, R. L. J., Glover, C. M., Cené, C. W., Glik, D., Henderson, J. A., & Williams, D. R. (2016). Evaluating strategies for reducing health disparities by addressing the social determinants of health. Health Affairs, 35(8), 1416-1423. https://doi.org/10.1377/hlthaff.2015.1357

Turok, I. (2016). Getting urbanisation to work in Africa: the role of the urban land-infrastructure-finance nexus. Area Development and Policy, 1, 30-47. http://doi.org/10.1080/23792949.2016.1166444

UN-Habitat. (2020a). Annual Report 2020. United Nations Human Settlements Programme. https://unhabitat.org/annualreport/

UN-Habitat. (2020b). Urban Land Governance and Development Finance Institutions. https://unhabitat.org/annualreport/

United Nations Department of Economic and Social Affairs (UN DESA). (2018). World Urbanisation Prospects: The 2018 Revision. United Nations. https://www.un.org/uk/desa/68-world-population-projected-live-urban-areas-2050- says-un

United Nations Department of Economic and Social Affairs (UN DESA). (2025). Blended finance is not working: It is time for a new approach for mobilising private finance for the SDGs. UN DESA Voice, SDG Blog, 29(1). https://desapublications.un.org/un-desa- voice/sdg-blog/january-2025/blended- finance-not-working-it- time-new-approach-mobilizing

Uwadinma, A. I., & Nwakalo-imu, K. (2024). Comparative analysis of technological advances in land registration and management across global jurisdictions. KIU Journal of Law and Jurisprudence, 6(2), 45–62.

https://kiulj.kiu.ac.ug/assets/articles/1716379929_comparative-analysis-of- technological-advances-in-land- registration-and-management-across-global-jurisdictions.pdf

World Bank. (2017). Improving land administration and management for sustainable urban development. Philippines Urbanisation Review – Policy Notes. https://documents1.worldbank.org/curated/en/334961495809114943/pdf/115311-PN- P156898-PUBLIC- Policy-Notes-Land-Administration-and-Management-FINAL2.pdf

World Bank Group. (2017). Allocating risks in public-private partnerships. In the PPP Reference Guide Version 3.0. https://ppp.worldbank.org/public-private-partnership/library/allocating-risks-public-private-partnerships

World Bank. (2025). New project boosts infrastructure and land services in Cameroon. World Bank Group. https://www.worldbank.org/en/news/press-release/2025/05/30/new-project-boosts-infrastructure-and-land- services-in-cameroon

Zevenbergen, J. A., Augustinus, C., Antonio, D., & Bennett, R. M. (2013). Pro-poor land administration: principles for recording the land rights of the underrepresented. Land use policy, 31, 595-604.

https://doi.org/10.1016/j.landusepol.2012.09.005

Downloads

Published

2026-06-30

How to Cite

Egunleti, I., Ige, V., & Adeola, T. (2026). An Evaluation of Financing Urban Land Administration Reforms in Africa: Comparative Insights and Policy Pathways for DFIs. International Journal of Real Estate Studies, 20(1), 22–31. https://doi.org/10.11113/intrest.v20n1.451

Issue

Section

Articles

Similar Articles

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 > >> 

You may also start an advanced similarity search for this article.